Wednesday, May 30, 2012

Record low #Apartment #Loan #apartmentLender #Apartment Loan


 to safety interest rates go down as  money flocks to safety of US treasuries 
RECORD LOW APARTMENT LOAN RATES
rates 


As rumors of LEFTIST gaining popularity in Greece over REVOLT OVER AUSTERITY 
everyone buys US currency and stashes it in their pillow. THE normal suspects go down as dollar gains in value oil, interest rates and stocks go down on fright to safety moves

Stocks fell sharply Wednesday as worries about Europe's debt, specifically the Spanish banking system,again shook confidence.
Investors flooded into U.S. Treasuries, raising prices and pushing the yield on the benchmark 10-year note down to a record low of 1.656%.
The Dow Jones industrial average (INDU) was down 150 points, or 1.2%, in early trading. The S&P 500 (SPX) sank 17 points, or 1.2%, and the Nasdaq (COMP) declined 38 points, or 1.3%.
The European Central Bank issued a statement Wednesday saying it had not been consulted on the bailout for Bankia, the No. 4 bank in Spain, and that such a recapitalization could not be provided by the Eurosystem.
In addition, independent ratings agency Egan-Jones downgraded Spain's sovereign debt late Tuesday. The move raised more questions about the country's ability to fund bank bailouts that could reach as much as €100 billion.
Yields on 10-year Spanish debt soared to 6.62% Wednesday.
In addition, the European Commission's economic sentiment index fell for the second month in a row, hitting the lowest level since October 2009.
World markets were sharply lower on European concerns. Britain's FTSE 100 (UKX) dropped 1.6% in afternoon trading, the DAX (DAX) in Germany lost 1.3% and France's CAC 40 (CAC40) plunged 1.7%.
CNNMoney's Fear & Greed Index, which measures investor sentiment, remains firmly in "extreme fear" territory.
U.S. stocks ended higher Tuesday, as investors welcomed a lack of negative headlines out of Europe and hopes that China would announce a new massive stimulus program 

Thursday, May 24, 2012

commercial property, prices recovered to mid-2003 Levels CoStar 2012 News APARTMENT LOAN RATES LINK



APARTMENT LOAN RATES LINK

Despite a generally flat March for pricing of commercial property, prices recovered to mid-2003 levels in the first quarter as improving fundamentals and liquidity causing a broadening of the recovery into non-core commercial real estate and secondary markets, according to this month's CoStar Commercial Repeat Sale Indices (CCRSI) report. 

At this rate it will be 2006 in ten short years. Oprah sells her Chicago condo for about 1/2 of what she paid. say $3,000,000 on $6,000,000 cost plus extra shoe closets.

Tuesday, May 15, 2012

Apartment Loan rates and This Is Clearly Going To Cost JPMorgan Much More Than $2 Billion


APARTMENT LOAN RATES


Whale  Ahoy


JPMorgan announced a $2 billion loss Friday. When compared to its market cap and other indicators, that goes Ouch!, but not much more. However, there’s more going on. The bank has refused to state where in its operations the loss was incurred. For good reason perhaps: the positions that caused the loss are still rumored to be open.
The main problem JPMorgan may be facing, and the 8% loss in pre-market trading may be a sign players are on to this, is that we probably already know where the loss is. A few weeks ago, the financial sphere was full of stories about the London Whale, a JPM trader in London named Bruno Michel Iksil, who had taken such massive - synthetic - derivative (gambling) positions in a 125 company index that they were moving the market itself.
Back then, some hedge funds took counter positions just for the sheer fact that he had bet so much; they figured he couldn't last forever on all trades. The underlying notion was he was long a bunch of companies; well, not a lot has gone well in the markets lately. And if you have overweight derivative positions in one direction (in this case credit default swaps) , you can make a killing or you can get punished fast and furious. He did the latter.


Read more: http://theautomaticearth.org/Finance/jpmorgan-a-tale-of-whales-and-sharks.html#ixzz1uwnfvREt

Thursday, January 26, 2012

JAMES HARDIE #SIDING Wrap installation...

JAMES HARDIE #SIDING #WINDOWS CHICAGO - EVANSTON LAKE FOREST ALL SUBURBS: Evanston Jan-25 2012 James Hardie Wrap installatio...: Two layers of siding removed

Tuesday, January 24, 2012

Apartment and Home #Windows #Siding Doors Insulation Repair Beautification - Apartment Lender: Siding Sale #JamesHardie Fiber Cement 20% off Chic...

Apartment and Home #Windows #Siding Doors Insulation Repair Beautification - Apartment Lender: Siding Sale #JamesHardie Fiber Cement.: All including the top of the Line Products on sale - Professional Design Consultants -

Wednesday, January 18, 2012

Apartment and Home #Windows #Siding Doors Insulation Repair Beautification - Apartment Lender: #Chicago Apartment #Siding #Sale Homes Apartments ...

Scott Kendall (847) 903-7578 
Apartment and Home  #Windows  #Siding Doors Insulation Repair Beautification - Apartment Lender: #Chicago Apartment #Siding #Sale Homes Apartments ...:  Sale SIDING WINDOWS DOORS INSULATION ROOFS ORDER NOW AND SAVE ..

Wednesday, January 11, 2012

#highlandPark #siding #windows #doors #roof #insulation #installation Sale

January Only Biggest Sale of Year  Retail Siding Windows Doors Roofs Home Condo Apartment Call Scott  

Monday, January 9, 2012

James Hardie Fiber Cement Siding Fire Test #jameshardie #HighlandPark #IL

Scott Kendall (847) 903-7578 
Fire Officials and Homeowners on Fire Prevention:
See how James Hardie siding compares to vinyl and wood siding in this side-by-side fire test.
WATCH FIRE VIDEO information

VIDEO
Angora Fire, El Dorado County (Lake Tahoe area)
Lake Tahoe fire"Three years ago I installed HardiePlank siding on my cabin in Tahoe. My cabin happened to be in the center of the hottest part of the fire but it survived. All 22 houses and cabins on the West side of my street were totally destroyed along with all cabins on the streets above and below me. The cabin next door burned completely. The firefighters said because the fire was so hot, if the Hardie siding had not been there I would not have a cabin." — Homeowner

Lake Tahoe fire"I want to thank your company for producing a truly fine product which saved our house from destruction. We were located in the worst part on the Angora Fire, all of the surrounding homes burned to the ground and my house is the only one standing on the block. We installed your cement siding about five years ago and it was the best investment we ever made. Thank you again." —Homeowner, South Lake Tahoe
San Diego
San Diego FireSan Diego County fire official on requiring James Hardie siding to protect against future fires:
"One well prepared house with hardieplank and boxed eaves that survived, and houses on either side that didn't. That tells you something about your product. I'm surprised anything survived this inferno. We're going to be requiring fire-resistant construction, will be listing James Hardie siding." — Kevin Dubler, Julian Fire Chief.

"My house is the only one left standing. Two with Hardie that had fire all around them and they're still here." — Homeowner

"Biggest fire in California's history and it's still standing, so it couldn't have been too bad a choice." — Homeowner
FIRE VIDEO

Laguna Beach
After 1993, Laguna Beach fire destroying close to 350 homes, Orange County, California building codes were upgraded requiring tile roofs and noncombustible or fire-resistant siding on all new homes in high fire-risk zones.


Atlanta
Atlanta fire officials on importance of non-combustible exteriors in high density neighborhoods:
"Outside, all (vinyl) siding was melted, and parts of the wood had caught on fire." —Douglas County, GA homeowner

"Should we be utilizing vinyl siding in areas that have high density residences? – I suspect not." — Forsyth County Fire Chief

"It's not so much the distance between the homes that's the concern, it's the building materials. Recommendations include looking at non-combustible exterior siding." —Marietta Fire Chief, who also chairs the committee for International Association of Fire Chiefs that develops fire codes.

"Vinyl siding had no resistance. I like the cluster home concept, but if you're going to have houses close together, they should be brick or HardiePlank, a better fire resistant material." — Douglas County homeowner 


Portland
Portland contractor credits Hardie siding for preventing fire spread in apartment complex, finding unscathed HardiePlank under melted plastic, burned. "For my own home, that's the product I'd have."

Firemen say unfinished buildings with HardiePlank not yet installed went up like matchsticks. Those that were finished, didn't burn. 


Minneapolis
Minneapolis fire"We feel that the fiber-cement siding is probably what saved the structure," — Deputy Chief, St. Paul, MN Fire Department

"Radiant heat generated from one fire will often damage or set ablaze combustible material nearby . Typically, if the fire is putting off quite a bit of radiant heat, you'll start to see a melting effect. And from that point, if there is some flame contact, the vinyl siding may actually catch fire." — Public information officer, DeKalb County, GA Fire and Rescue Services
Read More 


Flagstaff
Colorado State Forest Service, list of recommended products excludes vinyl siding.
Flagstaff, Arizona Fire department prepared a simulated wall for testing combustibility of five decking materials. Fiber-cement siding was selected as the siding for the exterior wall. Three composite decking products fared poorly in the test and caught fire. But the fiber-cement sided walls to which the decking materials were attached suffered only minor singeing and discoloration. "That's not from being in proximity to the fire, that's from direct flame impingement." The fiber-cement siding did not allow the passage of fire, and it did not break apart and fall away. — Jim Wheeler, assistant fire chief, Flagstaff, Arizona Fire Department 


Raleigh
Building Code Change Effective April 5, 2007. The Building Code Council made an emergency code change, effective April 5, 2007, that impacts townhouse construction. Vinyl, wood and aluminum soffits are no longer permitted in North Carolina. Soffits must be noncombustible or constructed to at least one (1) hour fire resistive construction. Vented noncombustible soffit is permitted. Permit applications received after April 5, 2007, are required to meet these new standards. Contractors should contact their building inspector to determine individual building requirements during this transition.
Outer Banks/Southern Virginia
Southern VirginiaThe owner of this Outer Banks home claims th